Savings
Our savings accounts
Regular savings, flexible and accessible.
Build and borrow
Save with purpose
Borrow with confidence
Used as a savings account and can be used to build up credit for a loan
Access
saver
Grow your savings effortlessly with easy access
Used as a savings account with limited access
MyShare+
Start saving early
Your savings are locked until November
Celebrate Christmas in style
Used to save money for Christmas
Junior
Big dreams start small. Help your child grow their future
Helping kids start good money habits
Why save with Wishaw Credit Union?
Grow your savings
Earn dividends when we do well, giving you a little extra back
Your money’s safe
Protected by the Financial Services Compensation Scheme (FSCS)
Support your community
Your savings help local people right here in Wishaw and the surrounding area
Life assurance included
With Life Savings Protection*, your savings could provide a lump sum to help your family after your death. This might cover funeral costs or leave a small legacy.
This cover is provided at no extra cost to members in conjunction with CUNA Mutual, giving extra financial comfort for your loved ones, another benefit of being a Credit Union member.
*Subject to terms, age limits, and cover restrictions. Ask your Credit Union for details.
Easy ways to save
Direct from your bank— set up standing order and watch your savings grow automatically.
Drop in anytime — pop into our office whenever it suits you to add to your savings.
Family & friends can help — loved ones can contribute to your savings too.
Access your savings
Bank payments – Most BACS transfers to your bank are processed the same day. Requests after 2:30 pm are processed the next day.
Cash withdrawals – Available at the branch, but large amounts should be arranged in advance – please call ahead.
Loan security – If you have an outstanding loan, your savings may be used as security, so withdrawals could be limited until the loan is repaid. Subject to terms and conditions.
No fixed cap – There’s no set limit on withdrawals, though occasional limits may apply to ensure fairness..
Frequently asked questions about savings
Can I withdraw my savings whenever I want?
Yes, but withdrawals are monitored. Savings may be used as security if you have an outstanding loan.
How quickly will my money reach my bank?
Most BACS payments are processed the same day. Requests after 2:30 pm are processed the next day.
Can I withdraw cash?
Yes, cash is available at the branch. Large withdrawals should be arranged in advance.
Is there a limit to how much I can withdraw?
No fixed cap, but occasional limits may apply to ensure fairness for all members.
Are my savings protected?
Yes, eligible deposits are protected under the Financial Services Compensation Scheme (FSCS).
Ready to get started?
Just fill out our easy application form today.
Applying for a Junior Account? Please contact our office directly either from our contact page or phone 01698 360631
Change your payment details
Change the amount or frequency of your savings payments :