Become a member of Wishaw Credit Union

Membership

Would you like to :

Join Wishaw Credit Union - your money, your community, your future.

Being a member means more than saving and borrowing it’s about supporting your community while enjoying real benefits for you and your family.

Member benefits

Flexible saving & borrowing — Safe savings accounts and fair, affordable loans
Protection for your loved ones — Your Credit Union Personal loan (Loan 1) comes with Loan Protection at no extra cost to you*, provided in conjunction with CUNA Mutual. If you die before your loan is repaid, this cover may help settle the debt, so it isn’t passed on to your family. It won’t take away the pain, but it can ease the financial strain. Being a member means you borrow safely while supporting better loans for all members.
*Subject to terms, age limits, and cover restrictions. Ask your Credit Union for details. Budget loans are not currently insured.
Community impact — Every transaction helps fund better loans and services for all members
Member dividends — Share in the profits when the Credit Union does well

Guidance and support — We can point you to services for financial advice
Online payments — Convenient payments over the phone

How to join

You can join if you:

Live or work in Wishaw or the surrounding area.
Belong to a local organisation, housing association, or community group
Have a family member who is already a member
Bring 2 forms of ID :

Photographic (Passport / Driving Licence / Bus Pass)
Proof of Address (Utility bill / Council Tax bill within the last 3 months)

Once you submit your application, we’ll complete our membership checks and then contact you to progress to the final step – payment of the £2 joining fee. This fee does not apply to junior members.

You can pay your joining fee in person at our office or conveniently over the phone, whichever suits you best. Once this step is complete, your membership will be fully active, and you can begin enjoying all the benefits we offer.

Membership cost

£2 minimum — to join and set up your account
£5 annual service fee — to help run the Credit Union

Not sure if you’re eligible? Just get in touch — we’ll be happy to help you check.

Applying for a Junior Account? Please contact our office directly either from our contact page or phone 01698 360631

Fill in our application form to join now

Personal details

Title

First name

Middle name (if applicable)

Surname

Date of birth

National Insurance Number

Gender

Ethnicity

Nationality

Do you have indefinite leave to remain in the UK?

Yes No

Address

Post Code

Have you lived here for at least 3 years?

Yes No

Home telephone

Mobile number

Are you related to a member of our staff / volunteer?

Are you related to a member of our staff/volunteer?

Yes No

Employment details

Employment status

Employed / contracted Self employed Retired Student Unemployed

If employed, please fill in your employer details here.

Employer (if applicable)

Position held

Employer address

Beneficiary details

I, (the applicant) as a member of the Credit Union hereby nominate my the following beneficiary as the person to whom shall be transferred at my death, such property in the Credit Union as may be mine, at that time, whether in shares or otherwise.

Beneficiary name

Beneficiary relationship

Beneficiary address

Beneficiary post code

Beneficiary contact tel. no.

If you intend to have multiple beneficiaries, please contact our office with details.

Your bank details

Bank name

Bank address

Bank post code

Account name

Account sort code

Account number

Declaration

Acceptance

I hereby apply for membership of and agree to abide by the rules of Wishaw Credit Union Ltd and declare that the information given by me on this form is true and correct to the best of my knowledge and belief.

Type your name here

Date

Proof of your ID documentation

Please upload photographic / scanned documents as follows in JPG / PNG / PDF format:

1) Identity :

Passport / Driving licence / Bus pass with photo / Disability badge

ID Document : IDENTITY

2) Address :

Utility bill or bank statement (Dated within last 3 months)

ID Document : ADDRESS

Data Protection

In terms of the General Data Protection Regulation (GDPR), Wishaw Credit Union (WCU) is considered data controller of the information you have provided on this form. This information will be used internally within WCU. It will not, without your consent, be disclosed to anyone outwith WCU, unless a loan is defaulted upon which we reserve the right to pass all information to our legal representatives.

Change your account details

Change your personal details

You can change your personal details here :

Name

Membership number

I'd like to change my

Change to :

Change your beneficiary

Change who receives your funds in the event of your death :

Change my sole beneficiary

My name

My email

My membership number

I nominate (beneficiary)

Nominee's (beneficiary) relationship

Address of nominee (beneficiary)

Email of nominee (beneficiary)

Telephone number of nominee (beneficiary)

Change who receives your funds in the event of your death :

Add an additional beneficiary

My Name

My Email

My Membership Number

Nominee (Beneficiary) to Add

Relationship of Nominee (Beneficiary) to Add

Address of Nominee (Beneficiary)

Email of Nominee (Beneficiary)

Telephone Number of Nominee (Beneficiary)

Percentage to Receive

Change who receives your funds in the event of your death :

Remove a beneficiary

My Name

My Email

My Membership Number

Nominee (Beneficiary) to Remove

Change your payment details

To change the amount or frequency of your savings payments, please contact us by phone or fill in the form below and we’ll get back to you with confirmation :

01698 360631

Name

Membership number

I'd like to change my

Payment amount Payment frequency

Details (Increase / Decrease):

Statement Enquiry

Membership

Would you like to :

Join Wishaw Credit Union - your money, your community, your future.

Member benefits

Flexible saving & borrowing — Safe savings accounts and fair, affordable loans

Community impact — Every transaction helps fund better loans and services for all members

Member dividends — Share in the profits when the Credit Union does well

Guidance and support — We can point you to services for financial advice

Online payments — Convenient payments over the phone

How to join

Membership cost

£2 minimum — to join and set up your account

£5 annual service fee — to help run the Credit Union

Fill in our application form to join now

Personal details

Do you have indefinite leave to remain in the UK?

Have you lived here for at least 3 years?

Are you related to a member of our staff / volunteer?

Employment details

Employment status

If employed, please fill in your employer details here.

Beneficiary details

Your bank details

Declaration

Proof of your ID documentation

1) Identity :

2) Address :

Change your account details

Change your personal details

Change your beneficiary

Change your payment details

01698 360631